Waives future premium payments for your basic plan and its riders (if applicable) for the remaining rider term upon death, total and permanent disability (TPD) or terminal Illness (TI) of the policy owner.

T&Cs apply.

Waives future premium payments due on your basic plan and its riders (if applicable) for the remaining rider term in the event of death, total and permanent disability (TPD) or you being diagnosed with any of the 36 critical illnesses (CIs).

T&Cs apply.

Waives future premiums for your basic plan and its riders (if applicable) for the remaining rider term if the life insured is diagnosed with total and permanent disability (TPD) or any of the 36 critical illnesses (CIs) during the rider term.

T&Cs apply.

With China Life Critical Care Rider or DIRECT-China Life Critical Care Rider, you will receive a lump sum death benefit of the basic plan in the event that you are diagnosed with any of the covered critical illnesses (CIs). You can attach this rider to your basic plan to receive CI coverage.

T&Cs apply.

With China Life Early Critical Care Rider, you will receive early payouts from your basic policy if you are diagnosed with a critical illness, from early, intermediate to major stage plus additional special conditions, giving you financial support and helping you get on the road to recovery.

T&Cs apply.