1. As long as the Policy is in force on the Policy Maturity Date, We will pay you a maturity benefit which is 107.69% of the single premium paid. Guaranteed Yield-to-maturity is 2.50% p.a.

2. Exchange Rate and Currency Risk Exposure: This plan’s currency is in Renminbi (RMB). China Life Insurance Singapore will accept premium payment in RMB and will pay out values under the plan in RMB. Any fluctuations in the RMB exchange rate will have a direct impact on the value of your benefits. There is a risk that the value earned from our plan may be lower if RMB depreciates when a benefit becomes payable under the plan. RMB is not a freely convertible currency and conversion of RMB in Singapore is subject to regulation changes initiated by China and/or local authorities. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time. Converting the RMB denominated benefits to another currency is the customers’ sole discretion and responsibility. China Life Insurance Singapore takes no responsibility for such arrangements.

3. In the event of death of the life insured, we will pay 101% of single premium paid, less amounts owing to us (if any). The policy ends when we make this payment.

You should seek advice from a financial adviser representative before making a commitment to purchase the plan.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

This marketing material is for reference only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. The specific details applicable to this insurance plan are set out in the policy contract. In case of discrepancy between the English and Mandarin versions, the English version shall prevail.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is correct as at 15 Dec 2021.