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China Life SpecialSave Growth (RMB) offers you the opportunity to diversify your portfolio in Renminbi (RMB) with attractive 2.50% p.a. guaranteed returns upon maturity in 3 years. What’s more, you will get protected with 101% of single premium paid in the event of death during the policy term.

Key Benefits:

Guaranteed 2.50% p.a. Returns upon Maturity1

Diversify Portfolio with Renminbi2

No Medical Check-Up Needed

Death Coverage Protection3

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China Life Singapore has a trusted and experienced agency team to serve you and provide you a hybrid and customized financial solutions to fulfil your holistic financial needs in risk protection, retirement, wealth management, and legacy planning. Welcome to reach out to any one of our financial specialist consultants to understand the solutions that China Life Singapore can offer to you.
 
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Footnotes:

1. As long as the Policy is in force on the Policy Maturity Date, We will pay you a maturity benefit which is 107.69% of the single premium paid. Guaranteed Yield-to-maturity is 2.50% p.a.

2. Exchange Rate and Currency Risk Exposure: This plan’s currency is in Renminbi (RMB). China Life Insurance Singapore will accept premium payment in RMB and will pay out values under the plan in RMB. Any fluctuations in the RMB exchange rate will have a direct impact on the value of your benefits. There is a risk that the value earned from our plan may be lower if RMB depreciates when a benefit becomes payable under the plan. RMB is not a freely convertible currency and conversion of RMB in Singapore is subject to regulation changes initiated by China and/or local authorities. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time. Converting the RMB denominated benefits to another currency is the customers’ sole discretion and responsibility. China Life Insurance Singapore takes no responsibility for such arrangements.

3. In the event of death of the life insured, we will pay 101% of single premium paid, less amounts owing to us (if any). The policy ends when we make this payment.

Note:

Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be zero or less than the total premiums paid. This advertisement is for general circulation only and does not take into account the specific investment objectives, financial situation or particular needs of any specific person. You should seek advice from a financial adviser regarding the suitability of the policy before making a commitment to purchase. In the event that you choose not to do so, you should consider whether the product in question is suitable for you. This advertisement is not a contract of insurance. Please refer to the policy contract for the exact terms and conditions, specific details and exclusions. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association Singapore or SDIC websites (www.lia.org.sg or www.sdic.org.sg). This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is correct as at January 2021.